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Top Taxi Insurance Companies List (2018 – Complete Guide)

Top Taxi Insurance Companies List (2018 – Complete Guide)

Finding taxi insurance can be a frustrating task especially for new taxi drivers. For instance new drivers face high insurance premiums because they have minimum or no experience at all, however with a small amount of research taxi drivers can save money on their insurance premiums.

We have prepared the Top 25 Taxi Insurance Companies List in other words the Complete Guide for taxi drivers.

Our compilation of the top 25 Taxi insurance companies in the UK illustrates to help drivers in the process of choosing the best taxi insurance company.

The list helps taxi drivers in particular as it provides details of each insurance company as to what types of cover and benefits they have to offer to the taxi industry.

The list generated saves you time searching for insurance companies. It outlines a brief overview of what the company has to offer.

Do checkout my personal recommendation “QuoteZone” as they provide multiple quotes from various companies saving you money and time.

How Is Taxi insurance Premium Calculated?

Driving a taxi is not the only issue a taxi drivers is faced with. There are other issues such as rough passengers to daunting traffic jams.

One further true reality is that you have to pay more for your taxi insurance than you would for a normal car insurance.

The price difference may be huge and you may think of this as being unfair, but reality is being on the road more often increases the risk of an accident.

Therefore the fact that you drive more often ,or in other words you do more miles than normal drivers increases your insurance premium by quite a margin.

In addition to premium costs taxi drivers are carrying passengers most of the time when they are on the job, this is also taken in consideration as there are more risks involved.

Another factor to consider is that you drive at peak times, why because this is when most taxi drivers are busy, thus being on the road at peak times increases your taxi insurance.

Cab Trader insurance services allows you to compare policies from several different insurers to find the best policy that meets your needs.

Taxi Insurance

Firstly lets look at the different types of taxi insurances available . We can also look at the level of cover companies provide and any additional cover options available when choosing a insurance policy.

1 – Types of taxi insurance policies:

  • Private Hire Insurance Cover.
  • Public Hire Insurance Cover – this type of cover is mainly for hackney carriages which are also known as black cabs.

Insurance policies cover drivers who use Multi Purpose Vehicles (MPVs) and minibuses, alongside chauffeurs, wedding cars and the carriage of school children for hire and reward.

If you are getting a taxi insurance quote online or over the phone, then it is important to have some information on hand in advance. Below are some questions that can have an effect on your insurance premium:

  • Do you have CCTV or Thatcham security fitted to your taxi? (Fitting taxis with CCTV, such as interior cameras, exterior cameras or Thatcham 1 or Thatcham 2 security devices.)
  • Has your taxi got a wheelchair access ramp?
  • Do you have any points or convictions on your driving licence?
  • How long have you had a taxi badge?
  • Have you had any additional courses completed such as NVQ Level 2 in Road Passenger Vehicle Driving (QCF).
  • Do you have any Medical Conditions?
  • Have you made any accidents and claims in the past?

When obtaining an insurance quote always tell the truth because insurance companies can make background checks. Any information that is incorrect can result in your insurance being invalid. For example if you have points on your license make sure you let your insurance provider know.

2 – Level of cover :

  • Comprehensive.
  • Third party fire and theft.
  • Third party only.

No claim bonus – can be based on private hire, public hire, company car experience or as a private car bonus.

3 – Additional cover includes:

  • Legal assistance.
  • Windscreen cover.
  • Public liability insurance.
  • Breakdown cover.

Taxi Insurance Companies – UK

Taxi Insurance Companies

SwintonOne Broker
A19Compare Taxi
Choice QuoteInsurance Factory
MilestoneThe County Group
Cover My CabStaveley Head
DNAPlan Insurance
Insurance ChoiceInsurance Revolution

Taxi Insurance List

Here is  a list of taxi insurance companies in the United Kingdom. Click on the insurance company name for more details.

1 – Quotezone – Comparison Insurance

Taxi insurance

  • We have been comparing since 2005
  • Compare over 60 insurance products
  • We work with over 200 insurance providers
  • It’s fast, secure and free to use

2 – Swinton

  • Discounts available for drivers with previous fleet experience
  • New badge-holders considered
  • 24-hour UK-based taxi claims service
  • Option to pick up your cover note from branches across the UK

Telephone : 0800 024 1724

3 – A19 Insurance 

Top schemes from some of the UK’s leading Taxi Insurance providers.

  • Up to 70% No Claims Discount for careful drivers.
  • Courtesy taxi in the event of an accident, whether it’s your fault or not.
  • Protected No Claims Discount for 5+years No Claims Bonus.
  • Free Legal Expenses cover up to £50,000.
  • Access to a 24 hour, 365 days a year Claims Helpline.
  • Public Liability Insurance as requested by some licensing authorities.

Telephone : 0191 519 1333

4 – Motorcade

  • One of the largest taxi insurers
  • Short Term cover
  • Public, private policies available
  • Convictions considered

Telephone : 01704 270 027

5 – GSI

Specialists Taxi Insurance across  Northampton shire for over 30 years. We are able to offer policies for both Individual Taxi drivers as well as Taxi Fleet operators.

Covers available are:

  • Third party only
  • Third party fire and theft
  • Comprehensive.

Telephone : 01933 411 888

6 – Choice Quote

Providing taxi insurance since 1995 and has established a reputation for providing excellent taxi insurance cover  The taxi insurance specialists are skilled in ensuring that you receive the right insurance cover for your taxi.

  • UK offices
  • Legal cover available
  • Installment plans available
  • Get a taxi insurance quote online
  • 24 hour claims line
  • Taxi fleet insurance policies available
  • Private and public hire insurance cover
  • Policies to aid move from weekly schemes
  • Mirror no claims bonus from other vehicle policies
  • Personal accident and public liability cover available

Telephone : 01625 400201

7 – Milestone

With over 35 years’ experience in the taxi insurance market, Furthermore sales team work hard to get the most competitive premiums.

Telephone : 0113 258 2219

8 – Headley

Over 20 years experience of arranging public and private hire insurance and have built up partnerships with leading insurers.

  • Taxis (Public or Private Hire) based in: – Dorset, Hampshire, Wiltshire, Somerset, Devon, Cornwall, West Sussex, Berkshire, short term insuranceBuckinghamshire, Gloucestershire and City of Guildford
  • Owner only driving or owner + 3 named drivers
  • 3, 6 or 12 month policies
  • MPV’s plated for Private Hire
  • Provable taxi driving experience

Telephone : 01202 583688

Cover My Cab

For over 30 years Cover My Cab have provided specialist taxi insurance to both private hire and public hire taxi drivers across the UK.

Our experienced team are especially dedicated to providing you the best taxi insurance cover.

Exclusive “direct only” taxi insurance rates you won’t get from anyone else.

Telephone : 0345 456 4444

10 – Tradex

  • Local roadside assistance and local recovery
  • Public liability cover up to £10m
  • Money cover up to £500
  • Personal accident cover, £100,000 (up to age 75)
  • Bonus protected from one year onwards
  • Any location considered
  • Bonus Booster available.

Telephone : 020 7480 6699

11 – DNA

  • Public, Private and Chauffeur Insurance
  • Policies tailored.
  • Immediate Cover Taxi Insurance is a legal requirement for liability.
  • All Postcodes Covered.
  • Discounted Rates for 35 Yrs + More experienced drivers are rewarded with our discounted rates
  • 24 Hour Claims Helpline An accident can happen anytime and at DNA we know it is important that you stay on the road, which is why we have a taxi insurance claims team available 24 hours a day, 7 days a week
  • Legal Expenses If something does happen, have peace of mind that your legal expenses are covered by DNA Insurance
  • Unlimited mileage policies Find out more information about DNA Taxi Insurance

Telephone : 03445 732 400

12 – Westminster

Insured over 40,000 taxis, therefore have extensive knowledge of this market.

  • Local roadside assistance and local recovery
  • Public liability cover up to £10m
  • Money cover up to £500
  • Legal expenses cover
  • Unlimited windscreen cover
  • Personal accident cover, £100,000 (up to age 75)
  • Bonus protected from one year onwards
  • Any location considered

Telephone : 0131 220 9520

13 – One Broker

  • Comprehensive, Third Party Fire & Theft & Third Party only cover
  • Windscreen Cover
  • Up to £10 million Public Liability Cover
  • Protected No Claims Bonus
  • Introductory Discount
  • Second Car Discount
  • Replacement Plated Taxi
  • Breakdown Cover
  • Uninsured Loss Recovery
  • Variety of Payment Plans
  • Immediate cover available

Telephone : 01279 701340

14 – Compare Taxi

We have been offering discounted low taxi insurance quotes to private  and public hire drivers since 1989

  • Compare quotes, hence panel of Insurers to Comparecomparison
  • Flexible payment options
  • Quick quotations and instant cover
  • Low Premiums
  • Free £100,000 Legal Expenses Insurance
  • UK based offices with no premium rate telephone numbers

Telephone : 01782 200710

15 – Mastercover

  • Taxi insurance deals for experienced public hire and private hire taxi drivers.
  • Public hire taxi insurance
  • Private hire insurance
  • Cheapest and best insurance cover for your needs.
  • Panel of specialist insurers to ensure that we get you the best cover at the best price.

Telephone : 0208 236 3600

 16 – Coversure

As a taxi driver you need to spend your time finding your next fare, not finding after cheaper taxi insurance. Therefore let us shop around for you. Providing taxi drivers with affordable taxi insurance.

  • Cover – drivers 21+
  • Hackney vehicles
  • Private and public hire
  • Euro cabs
  • SDP use for spouse
  • Public liability
  • Minibuses and MPVs for public and private
  • We offer discounts for contracts work
  • MPVs including imports
  • Introductory offers for first time drivers
  • Minibuses and coaches
  • Discounts for named driver experience

Telephone : 01709556230

17 – Insurance Factory

Access to a panel of leading UK insurers, searching the market for you, finding a policy that suits you.

  • Protected No Claims Bonus available
  • Cover for Minibus, MPV’s and Car
  • Cover for private and public hire
  • 24hr claims management service
  • Pay in instalments
  • Mirror NCB from other insurance policies (terms and conditions apply, subject to meeting full acceptance criteria)
  • UK Based call centre

Telephone : 01926 680 532

18 – The County Group

Part of  insureTAXI who offer competitive taxi insurance and have excellent knowledge for taxis, minibuses and chauffeurs.

  • Some of the most competitive rates on the market
  • Dedicated team of taxi insurance specialists
  • Personal service for all taxi drivers
  • Unlimited mileage policies available
  • 24 hour Claims Management Helpline
  • Free plated courtesy taxi in the event of a non-fault claim*
  • Option to pay annual or by monthly direct debit
  • Generous discounts for new drivers and ventures
  • Protected no claims bonus for experienced drivers
  • Taxi fleet insurance available from 3+ vehicles

Telephone : 0333 400 2316 

19 – Collingwood

Great prices for new driver and convicted drivers. So if you have points on your license, had a claim or even bad credit we may be able to offer you a competitive quote.

  • No charge on interest for taking your insurance over 12 months. That could add up to quite a saving with some companies charging 34.7% APR.
  • Young drivers welcome

Telephone : 0345 4700019

20 – Staveley Head

More than 20 years of experience insuring taxis and cabs, understanding the challenges  taxi drivers face in day to day life.

  • Dedicated and highly experienced taxi insurance team
  • Introductory discounts available
  • Cover for vehicles up to 15 years old
  • 24 hour UK-based claims team
  • No mileage restrictions

Telephone : 0800 023 7213

21 – Freeway

Working  with a range of insurers to offer high quality insurance services at.

  • Exclusivity with our insurer for taxi within the UK
  • UK Call Center
  • 24/7 Claims Support
  • No Credit Card Charges
  • Loyalty Scheme

Telephone : 01928 520 521

22 – Plan Insurance

Without your vehicles your taxi business simply cannot operate. They offer exclusive rates from leading insurers as well as cover that minimizes the chances of you being left vehicle-less and unable to earn.

  • All types of taxi insurance.
  • Public Carriage Office (PCO)
  • Licensing authorities nationwide.

Telephone : 0800 542 2743

23 – Insurance Choice

Specialists in arranging cover for all of your insurance needs. Understanding that each and every one of our customers is different, and what they are looking for is unique to them, for this reason we search the market to find our best insurance solutions to fit you.

  • Unique rates for public hire
  • Interest free payment plans
  • Low deposits and monthly payments available
  • Discounts for DSA taxi test
  • Fully Comprehensive or Third Party covers available
  • Public liability

Telephone : 01926 680 120

24 – Insurance Revolution

Taxi Insurance is essential for anyone who drives a taxi for a living. Taxis require a higher level of cover than a standard car and understanding exactly what insurance you need can be confusing.

  • Taxis
  • Hackney Cabs
  • Public Hire Vehicles
  • Private Hire Vehicles
  • Minibuses
  • And many more
  • Public Liability Insurance
  • Legal Cover
  • Excess Protector
  • Hire and Reward Insurance
  • Taxi Black Box Insurance

Telephone : 0330 808 1515

25 – Acorn

With over 30 years as taxi cab insurers, our dedicated taxi team have long standing relationships with a vast array of UK taxi insurance brokers.

  • 30 years experience in the industry
  • One of the largest UK taxi insurers
  • Excellent verified customer rating
  • Unlimited mileage options
  • 24/7 UK accident & claims helpline
  • Comprehensive; Third Party, Fire & Theft; or Third Party Only
  • Glass windscreen cover
  • Public liability insurance as standard on annual policies
  • Competitive cover provided,  points accepted

Telephone : 01704 270 027

This is the top 25 list that has been compiled for taxi drivers.

It can help to save them time searching for taxi insurance companies.

Some companies provide online quotes or over the phone.

What is your experience of obtaining a taxi insurance quote ?

Please share your thoughts.


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